Borrow against your own savings while still earning dividends. Whether you're looking to build credit, cover a major expense, or avoid dipping into your savings, this loan offers low rates and a smart, secure way to access the funds you need, without giving up your hard-earned balance.

Use Your Savings as Collateral

Secured by Your Funds

  • Use your MMCU savings account or certificate as collateral

Low-Risk Lending

  • Ideal for members building or repairing credit

Valuable Features

Attractive Interest Rates

  • Enjoy some of our lowest loan rates

Continue Earning Dividends

  • Your savings stay intact and keep earning while you borrow

Flexible Options

  • Choose between a Share Secured Loan or a Secured CD Loan

Build or Rebuild Credit

  • A great way to establish a positive payment history while covering important expenses

  Have any questions? We'll gladly help.

Payment Protection

Metro Medical Credit Union offers its members Payment Protection credit life and credit disability insurance through CUNA Mutual Group. Credit life insurance pays the outstanding balance on your loan if you die before the loan is paid off. Credit disability insurance provides funds to help you make your loan payments if you are unable to work because of an illness or accident.

Most members are eligible to apply for joint credit life and single credit disability insurance. Coverage is available for single or joint borrowers, at affordable rates, and premiums are automatically added to your loan payments.

Protect yourself and your family from the burden that could result if you die or become disabled. Payment Protection offers the peace of mind that comes from knowing your financial obligations will be met. Contact us for details on Payment Protection credit life and credit disability insurance.