Share Rates


APY** is accurate as of:
May 1, 2019

Rates and other terms may change at any time without prior notice.


Deposit Rates

$25.00 minimum investment. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.

Savings Account Dividends are declared at the end of each quarter by the Board of Directors. CD Dividends are compounded daily and paid monthly. IRA CDs are compounded daily and paid quarterly.

Minimun Opening Deposit Minimum Balance to Earn APY Dividend Rate Annual Percentage Yield
Regular Savings
$25.00 up to $2,500.00 0.05% 0.05%
$25.00 up to $5,000.00 0.10% 0.10%
$25.00 up to $10,000.00 0.15% 0.15%
$25.00 over $10,000.00 0.20% 0.20%
IRA Savings
$25.00 0.50% 0.50%
Christmas Club Savings
-- 0.30% 0.30%
Checking Account Dividends will be compounded monthly and will be credited monthly.
Checking Accounts
-- 0.20% 0.20%
Money Market - 78
$2,500.00 $0.00 - $2,499.00 N/A N/A
$2,500.00 - $9,999.00 0.15% 0.15%
$10,000.00 and above 0.20% 0.20%
Money Market - 79
$25,000.00 $0.00 - $24,999.00 N/A N/A
$25,000.00 - $49,999.00 0.30% 0.30%
$50,000.00 - $99,999.00 0.40% 0.40%
$100,000.00 & Above 0.40% 0.40%

*For additional information regarding the above accounts, please refer to the Truth-In-Savings Disclosure.


Share & IRA Certificates

*$1,000.00 minimum required to open Share or IRA Certificate. After your certificate is opened, the dividend rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account. CD Dividends are compounded daily and paid monthly. IRA CDs are compounded daily and paid quarterly. If you close your share account before dividends are paid, you will not receive the accrued dividends.

Terms Minimum Opening Deposit Dividend Rate Annual Percentage Yield
Regular CD
6 months $1,000.00 0.25% 0.25%
12 months $1,000.00 0.40% 0.40%
24 months $1,000.00 0.40% 0.40%
IRA Certificates
1 year $1,000.00 0.40% 0.40%
2 years $1,000.00 0.65% 0.65%
3 years $1,000.00 0.75% 0.75%
4 years $1,000.00 0.85% 0.85%
5 years $1,000.00 0.90% 0.90%

*For additional information regarding the above accounts, please refer to the Truth-In-Savings Disclosure.