Whether you're eyeing a brand-new bike or a trusted used ride, Metro Medical Credit Union makes motorcycle financing simple and stress-free. With flexible terms, competitive rates, and coverage, we'll help you get on the road with confidence.

Flexible Loan Options

New & Used Motorcycle Loans

  • Financing available for street-legal motorcycles only

New Motorcycle Coverage

  • Includes taxes, title, and license transfer in the loan amount

10% Down Payment

  • Required minimum down payment for all motorcycle loans

Used Motorcycle Guidelines

Loan Amounts

  • Based on NADA loan value, wholesale dealer estimate, or 80% of the sales price

Inspection Required

  • Used motorcycles must be inspected if not purchased from a dealer

Approval Based on Condition

  • Loan may be denied if the motorcycle does not pass inspection

Required Insurance Coverage

Liability Insurance

  • Must be purchased and proof provided

Collision & Comprehensive Insurance

  • Full coverage is required and must be verified by MMCU

Repayment Terms

The maximum length of time for repayment of a used motorcycle shall be as follows:

  • 36 months for loans under $9,000; or

  • 48 months for loans under $15,000; or

  • 60 months for loans $15,000 and over

Rates

Motorcycles will be financed at the current auto rate as follows:

  • Plus 1% for 36 and 48 months;

  • Plus 2% for 60-month terms

  Have any questions? We'll gladly help.

Auto Insurance

Reduced rate on Guaranteed Auto Protection (GAP) available!

*Standard coverage of collision and comprehensive insurance, along with liability insurance, must be purchased by the member and proof of purchase provided to the credit union.

Payment Protection

Metro Medical Credit Union offers its members Payment Protection credit life and credit disability insurance through CUNA Mutual Group. Credit life insurance pays the outstanding balance on your loan if you die before the loan is paid off. Credit disability insurance provides funds to help you make your loan payments if you are unable to work because of an illness or accident.

Most members are eligible to apply for joint credit life and single credit disability insurance. Coverage is available for single or joint borrowers, at affordable rates, and premiums are automatically added to your loan payments.

Protect yourself and your family from the burden that could result if you die or become disabled. Payment Protection offers the peace of mind that comes from knowing your financial obligations will be met. Contact us for details on Payment Protection credit life and credit disability insurance.