Credit Cards

Metro Medical Visa^® and Visa^® Gold Credit Card Disclosure

^{*APR = Annual Percentage Rate. The APR is the yearly rate of interest that includes fees and costs paid to acquire the loan. Balance transfer amounts are subject to your available credit limit. Offer applies to current MMCU members with accounts in good standing. MMCU reserves the right to return any items on accounts if your account is either in default, you have exceeded your credit limit, or if the item you wish us to pay would cause the outstanding balance in your account to exceed your credit limit. Although most balance transfers will be made sooner, please allow up to thirty (30) days to complete request. Accordingly, you must continue to make all required payments to other accounts until you have confirmed that the transfer is complete. Balance Transfers will be posted as Cash Advance transactions at the standard Cash Advance rate per your credit card agreement, and accrue interest charges from the date posted. The credit union reserves the right to obtain additional information and/or identification to verify your request. Balance transfer transactions must be processed by credit union personnel or through the usage of the special convenience checks mailed to you upon the receipt of your MMCU VISA® Credit Card. Balance transfers may not be used to pay down or towards another MMCU loan or debt. Offer not transferrable. For more details, please review the VISA® Credit Card Agreement and Truth-In-Lending Disclosure. This is not an offer to extend consumer credit as defined by Section 222.6 of Regulation Z. Rates and terms are subject to change. Federally insured by NCUA.}