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User your MMCU share savings account or share certificate (CD) as collateral and earn interest while you borrow! You will continue to earn dividends on your savings or certificate account and you'll pay a minimal interest rate. These loans are typically for establishing or rebuilding credit, but they are also ideal for providing your own financing at an extremely low rate while maintaining your savings balance.

Rates on Secured Loans

Share Secured (savings account) 4.00% APR above the interest rate earned on savings accounts.

CD Secured 2.00% APR above the interest rate earned on CD accounts.

Click here to apply for a Share Secured Loan!