Share Rates $25 minimum investment |
Annual Percentage Yield is accurate
as of July 1, 2008. Rates and other terms may change
at any time without prior notice. A penalty is imposed
for early withdrawal. Fees could reduce earnings on the
account. |
| Account Type |
Minimun Opening
Deposit |
Minimum Balance
to Earn APY |
Dividend Rate |
Annual
Percentage
Yield |
CD Dividends are compounded daily and paid monthly. IRA CDs are compounded daily and paid quarterly. Average Daily Balance.
|
Regular Share Account |
$25.00
|
up to $2,500 |
up to $5,000 |
up to $10,000 |
over $10,000 |
|
|
|
IRA Account |
$25.00 |
|
1.50% |
1.51% |
Christmas Club Share Account |
-- |
|
1.30% |
1.31% |
Dividends will be compounded monthly
and will be credited monthly. Average Daily Balance. |
Share Draft Account |
-- |
|
0.55% |
0.55% |
|
|
$0 - $2,499 |
$2,500 - $9,999 |
$10,000 and above |
|
|
|
|
|
$0 - $24,999 |
$25,000 - $49,999 |
$50,000 - $99,999 |
$100,000 & Above |
|
|
|
| * For additional information
regarding the above accounts, please refer to the Truth-In-Savings
Disclosure. |
| Regular & IRA Certificates |
Annual Percentage Yield is accurate
as of July 1, 2008. Rates and other terms may change
at any time without prior notice. *$1000.00 minimum
required to open Share or IRA Certificate. After your
certificate is opened, the dividend rate is fixed for
the term. A penalty is imposed for early withdrawal.
Fees could reduce earnings on the account.
CD Dividends are compounded daily and paid monthly. IRA CDs are compounded daily and paid quarterly. If you close your share account before dividends
are paid, you will not receive the accrued dividends. |
Terms |
Minimum Opening Deposit |
Dividend Rate |
Annual Percentage Yield |
Regular CD |
|
|
|
6 months |
$1000.00 |
3.30% |
3.35% |
| 12 months |
$1000.00 |
3.40% |
3.46% |
24 months |
$1000.00 |
3.50% |
3.56% |
IRA Certificates |
|
|
|
1 year |
$1000.00 |
3.60% |
3.66% |
2 years |
$1000.00 |
3.70% |
3.76% |
3 years |
$1000.00 |
3.90% |
3.97% |
4 years |
$1000.00 |
3.90% |
3.97% |
5 years |
$1000.00 |
3.90% |
3.97% |
| * For additional information regarding
the above accounts, please refer to the Truth-In-Savings
Disclosure. |
Click
here for the compound interest calculator or click
here for the APR calculator. |
