At
Metro Medical Credit Union, we offer the VISA® Classic and
VISA® Gold credit card. Your
credit card should offer convenience, not high costs. Why
spend more on fees and interest charges than you have to?
Discover the savings of a Metro Medical Credit Union VISA® Card.
You'll enjoy the following benefits:
No annual fee
Unsecured fixed rates
25-day grace period
No transaction fee on cash advances from your credit
union (interest accrues from the day of the advance)
Optional life and disability insurance available at low
rates
Please click here to
report a lost or stolen Metro Medical Credit Union VISA® Classic or VISA® Gold credit card
or click
here for the credit card payoff calculator.
Metro Medical VISA and VISA GOLD Credit Card Disclosure
Interest Rates and Interest Charges
Annual Percentage
Rate (APR) for Purchases
9.9%
APR for Balance Transfers
9.9%
APR for Cash
Advances
9.9%
How to Avoid Paying Interest on Purchases
Your due date is at least 25 days after the close of each biling cycle. We do not charge you interest on purchases if you pay your entire balance by the due date each month.
For Credit Card Tips from the Federal Reserve Board
To learn more about factors to consider when applying for or using a credit card, visit the Web site of the Federal Reserve Board at http://www.federalreserve.gov/creditcard.
Fees
Annual Fee
NONE
Transaction Fees
Foreign Transaction Fee
Up to 1.00% of each transaction in U.S. dollars
Penalty Fees
Late Payment
Fee
5% of the minimum payment due (maximum fee $10)
Returned Payment Fee
$25
Over-Credit-Limit
$0
How We Will Calculate Your Balance: We use a
method called "average daily balance (including new purchases)."
The
information about the cost of the card described above is accurate as of 06/2010. This information may have changed after that date. To find out what may
have changed, write to us at Metro Medical Credit Union, 8828 Stemmons Freeway, Suite 113, Dallas, Texas 75247.
